 |
Business
Contact us
Find agent
Flood
Human services
Life
Non-profit
Our offices
Personal
Risk control
Surety
Workers comp
|
|
Homeowners protection for members of
adult residential communities
This special homeowners program is not available to most people. In fact, it is offered exclusively to members of adult
residential communities. Because we recognize your secure, well-maintained neighborhood
and its mature residents, we are able to offer you exceptional limits and coverages.
Over and above the quality overall coverage we normally provide for homeowners, boosted
limits and added features that total over $500,000 in extra built-in protection
are provided to you—at no extra charge.
- Replacement cost coverage for your personal belongings Your furniture, draperies,
portable appliances and all other household contents and personal possessions are insured
for the amount it would cost you to replace these items at today’s prices—regardless
of how much less you may have paid for them 5, 10 or even 20 years ago. Standard policies
provide this upgraded coverage only on your dwelling and other structures.
- $10,000 coverage for loss assessments If your activity center, tennis courts,
golf course or other community grounds or buildings suffer damage, you have plenty of
coverage to help you pay your share for repairs.
- $300,000 personal liability coverage This crucial coverage feature comes with
three times the usual limit to protect you against claims and lawsuits related to bodily
injury and property damage you accidentally cause to others, as well as slander, libel,
defamation of character and other "personal injury" offenses.
Around-the-house improvements
You also receive higher limits and extra coverages for: jewelry; securities; credit cards;
pets; trees, shrubs and plants; locks; and refrigerated food.
We even waive the requirement for proof of loss!
While you should always keep a complete and up-to-date account of your personal
possessions, we will not require the usual inventory of damaged items if your home is
totally destroyed by a covered loss. Without asking for a list, receipts or other
documents, we will pay for your loss of personal property at the limit of liability shown
in your homeowners policy.
If you haven’t found what you’re looking for or if you have additional
questions, contact an agent in your area. Or, get in
touch with our office nearest you.
|
